Sean Fitzpatrick will never be charged

Brian Lenihan was asked on Prime Time why it was taking so long to see results from investigations into Anglo Irish Bank when the US authorities could charge, convict and send Bernie Madoff in six months.

He said he was frustrated that bankers haven’t been jailed yet, that there was a massive ongoing police investigation and he was confident that investigation would yield results.

The Minister is talking total, absolute, undiluted waffle. Let me repeat once again – nobody will be charged never mind face a jail sentence as a result of what went on at Anglo Irish Bank.

The so called ‘investigation’ is nothing more than the by now well established state strategy of delaying matters until the whole case can be quietly dropped.

The so called financial regulatory system that has long facilitated and protected the scumbags who infest the Irish banking sector is still in place.

The same attitudes, the same strategies, the same secrecy laws are still there and will be used to protect Fitzpatrick and his cronies.

Only a complete clean out of personnel and a revolutionary reform of the system will see standards come anywhere close to international norms. There is not the slightest indication that such reform is in the pipeline.

We can see that nothing has changed by simply analysing a recent report in the Sunday Independent on the Anglo Irish Bank investigation.

The many anonymous ‘sources’ quoted in the article are obviously government sources.

Sources (Garda) say they will not be in a position to make arrests and seek charges until next year at the earliest, because of the complexities of the case.

Sources say there’s a massive amount of paper and electronic documents to be examined so don’t expect any developments this side of Christmas.

So, very complex, mountains of documents to examine. The source didn’t specify which Christmas.

Gardai rejected comparisons with the Bernie Madoff case which saw him in jail after only six months. They point out that Madoff had been intermittently under investigation since the mid 1990s.

This is a pathetic attempt to convince that there’s nothing odd about Irish state and police investigations; that our standards are on a par with any country.

This is rubbish and the Madoff comparison is ridiculous. There had been a number of probes into the activities of Madoff which went nowhere but as soon as substantial evidence became available the police acted immediately and Madoff was put under immediate arrest.

There was immediate and clear evidence of wrong doing in the Anglo Irish case but instead of arrest Fitzpatrick was allowed to head off for a month on a golfing holiday in South Africa. Nearly a year later and we’re still waiting for the Gardai to bring him, or anybody, in for questioning.

The thrust of the Garda investigation is to gather sufficient proof to convince the Director of Public Prosecutions that there was “intent” on the part of Anglo Irish staff to commit offences and not, as they would argue, that there was simple incompetence.

Translation: It’s going to be extremely difficult to convince the Director of Public Prosecutions that anything illegal occurred. The DPP is answerable to nobody, his decisions cannot be questioned and he usually takes a number of years to decide in cases like this.

This is usually the point where all possibility of criminal charges is abandoned and the case is handed over to the safe house of Office of Corporate Enforcement where it will be allowed to harmlessly enter history.

With a total of only 65 investigators in the Fraud Bureau and the emphasis on the Anglo Irish investigation, sources say the bureau is under pressure to complete other high-profile fraud investigations.

They are also “completely snowed under” with credit card and other equally complex computer and internet frauds. The amount of fraud under investigation is so great that cases involving less than €200,000 have been temporarily sidelined, according to one source.

Translation: We would really love to press charges in the Anglo Irish case but unfortunately we just don’t have the resources.

A legal source told the Sunday Independent that the public’s expectation that those identified as being involved in alleged illegality in Anglo Irish should be arrested quickly was “unrealistic”.

He pointed out that fraud cases were notoriously complicated and the Gardai would only move to arrests when they had completed their case, proved intent and already had guidance from the Director of Public Prosecutions.

Translation: The public are stupid and don’t understand that fraud investigations can be very complicated. The public are asked to ignore the fact that most other jurisdictions regularly prosecute fraudsters quickly and efficiently.

There is also relatively little experience here in investigating large-scale share manipulation. The largest case involving alleged share fixing to come before the courts was that of the DCC disposal of shares in Fyffes in 2000.

In fact, there is no experience whatsoever of investigating large-scale or even small-scale share manipulation in Ireland. The Irish Stock Exchange has never in its entire history prosecuted anybody.

We don’t even know if the ISE has ever investigated anybody because, like the Financial Regulator, it operates under an iron curtain of secrecy laws.

The Office of the Director of Corporate Enforcement never prosecuted, sources say, because the case would have had no certainty of success and would have “swallowed up all their resources” and would have faced a well-financed legal defence.

Prosecutions in the Fyffes/DCC case should have been taken by the Financial Regulator, the ISE and the Gardai – they did nothing. The case was left with the ODCE because his office has virtually no powers and operates on a pathetic budget of €5.5 million.

As I’ve said before the ODCE is nothing more than a safe house for dodgy people like Flavin where their cases are practically guaranteed to gather dust for years.

Gardai say they expect that well-resourced legal defences will be mounted in any cases arising from Anglo Irish.

Again, this is a standard marker that concern for taxpayer’s money may be used as an excuse for doing nothing.

Let me state once again – Neither Sean Fitzpatrick nor any of his cronies will ever be prosecuted; they will never be sent to jail.

Copy to:
Minister for Finance
Financial Regulator
ODCE
ISE

NAMA: Potential for corruption

During a discussion on NAMA today on RTE news (1st report, 1st item) there was a very interesting exchange between RTEs Business Editor, David Murphy and former Bank of Ireland chief executive Mike Soden on the possibility of corruption entering into the process.

David Murphy:

In this whole process as NAMA begins to try and run these loans as they’ve been acquired it’s fairly clear that there is latitude for corruption unless there’s significant measures in there to stop it…

…if you have corrupt individuals there at the helm within NAMA or elsewhere they are in a very, very powerful position and they are going to be making significant deals with significant investors…

…So there is going to be an issue there and it’s really important they make sure that part of the legislation is watertight.

Mike Soden:

One of the things that I’ve suggested a couple of times is that everything discussed between NAMA, the Government, the bankers and the developers should be done under oath.

The consequences of that is if you commit perjury there’s an automatic jail sentence and until we get some teeth into the legislation we are not going to get the results we want.

You’re saying (assuming) – ‘Everybody will behave as good boys’, well I don’t believe it and I think we have to make sure that they do behave.

But if the NAMA officials and experts are doing the valuations what then is the big risk?

Murphy:

One of the risks is that you’re in a situation where NAMA is going to take over an awful lot of properties and obviously there’s going to be latitude for people who want to buy those sites at certain prices to try to bribe public officials…

…Obviously we’re talking about buying an enormous amount of property in what is a falling market. If that market rebounds that property could be very valuable.

Our history as a country isn’t exactly squeaky clean when it comes to corruption both at government and builder levels.

Soden’s comment about automatic jail sentences for perjury is hilarious.

We have witnessed numerous politicians, businessmen and government officials lie through their teeth under oath at tribunals and other investigations. Not a single one has ever been charged never mind actually jailed.

It is only ordinary citizens who end up in jail for perjury, politicians, property developers and bankers are obviously exempt.

Provision has been made in the legislation that makes it illegal for interested parties to lobby politicians but it is an absolute certainty, given the rampant level of corruption in Ireland. that this law will also be ignored.

Exploiting the judiciary

Everybody knows the Carroll group of companies is stalling for time until they come under the protection of the taxpayer via NAMA. This kind of thing is quite normal in a banana republic.

What is unusual but is becoming more and more the norm is the readiness of the judiciary to risk its authority and respect by allowing greedy and ruthless people to exploit it as a vehicle of convenience to escape their responsibilities.

So, all in all, a great big happy (incestous) family

Senator Shane Ross writes today about the various activities of former Financial Regulator, Liam O’Reilly.

O’Reilly is a director of Irish Life & Permanent and, at the same time, chairman of the Chartered Accountancy Regulatory Body (CARP) which is investigating the €8 billion deposits exchange between Irish Life and Permanent and Anglo Irish Bank last year.

Not to worry though, a spokesman for the Institute of Chartered Accountants of Ireland, the body that oversees CARP, said that in their opinion there was no conflict of interest – Well, that’s all right then. If the ICAI is happy, we’re all happy.

Senator Ross also reminds us that O’Reilly was the Financial Regulator who failed to act against AIB overcharging in the years leading up to 2001. And as we witnessed last week AIB is still faithfully preserving that age old traditon of overcharging by Irish banks.

The Senator didn’t mention that O’Reilly is also a company director of Merrill Lynch which is under investigation for a potentially massive irregularity which may involve undisclosed losses of £284 million.

The Financial Regulator is ‘monitoring’ the situation but, as usual, is unable to make any comment because of strict secrecy laws.

And of course Merrill Lynch is also advising the Government on how to manage the financial crisis.

So, all in all, a great big happy family.

A kind and concerned property developer

Michael O’Flynn is the latest property developer to cry all over Marian Finucane’s apron (Saturday) as he pleaded for love and understanding.

O’Flynn is not worried about himself, he’s worried about the country, about the economy and most of all he’s worried about the taxpayer.

He blames the collapse in the building sector on inexperienced chancers who came into the industry with no greater motive than to make a quick buck.

When asked about political contributions O’Flynn was heartfelt in his concern for the greater good of democracy.

I have contributed to all political parties because it’s part of our democracy that we support the political system. I see no issue in the world in saying that I have contributed to all political parties.

He denied he was paying for access.

No, absolutely not, how is our political system going to be funded? It’s not a crime to support the political system.

My heart goes out to him.

Senator Boyle, bankers and the ODCE safe house

A recent article in the Financial Times analysing Ireland’s economic woes quoted Green Party chairman Dan Boyle on the question of making bankers accountable.

I have strong hopes that the ongoing investigations of the director of corporate enforcement and others will lead to the prosecution of those in the banking system who broke the law. But as yet, there is no opportunity for the senior bankers – some of the best-paid people in our society – to account for the catastrophic failures in their organisations, for which we will all have to pay.

It’s difficult to tell whether Boyle’s integrity has been seriously damaged by his association with Fianna Fail politicians or if he’s genuinely naïve in thinking that bankers will actually be brought to account.

I know I’ve said it before but it really does need to be repeated – No banker will be brought to account unless there’s a virtual revolution in the way the corrupt Irish state deals with white collar crime.

Boyle is a fool if he genuinely believes that the Office of Corporate Enforcement (ODCE) has the power or resources to make bankers accountable – it does not.

The ODCE deals with small time infringements by small time business people but, in effect, it also acts as a safe house for those who have committed or are under suspicion of major white collar crime.

The idea is simple but very effective – when suspicions of or actual white collar crime is uncovered the cases are transferred to ODCE where they stagnate for years until they are forgotten.

The guilty have nothing to fear from ODCE as its powers are pathetic, usually involving nothing more than a ban of a couple of years from acting as a company director.

The following is a list of those currently enjoying the safe haven that is the ODCE.

The Bailey brothers – Engaged in long-term tax evasion (made a €22 million settlement with Revenue), bribed public officials, gave false evidence under oath and obstructed a public inquiry.

National Irish Bank officials – In charge when millions were robbed from customers and the State.

Jim Flavin of DCC – Found by the Supreme Court to have defrauded the Irish Stock Market of €83 million.

None of these people will suffer any loss whatsoever as a result of their activities. They, and the bankers who have recently joined them in the ODCE safe house, will continue to enjoy the effective protection of the ODCE for so long as politicians like Dan Boyle remain ignorant of what’s really going on in this country.

Copy to:

Senator Boyle
ODCE

Government scheme too risky for property developers

Emmet Scully, a partner in the business department at LK Shields Solicitors, analyses the failure of the government stamp duty trade in scheme for property developers in today’s Irish Independent.

The scheme allowed developers to defer the payment of stamp duty tax in an effort to resolve the overhang problem of 50,000 unsold properties but, according to Mr. Scully, the scheme was just too risky for property developers.

They could, in the present unstable market, lose money by joining the scheme. There was also a danger they could end up paying more tax than necessary and the requirement to value each property was too costly.

Payment of stamp duty tax by developers should have been completed abolished, according to Mr. Scully, so that developers wouldn’t have to take any risks at all.

I wonder if Mr. Scully is planning to analyse the NAMA scheme where taxpayer’s are being forced to take massive risks with no guarantees whatsoever in order to bail out developers?

The truth emerges

Brian Lenihan has effectively admitted that the banks will eventually have to be at least partly nationalised but, and this is the crucial point, not before the setting up of NAMA (Irish Independent).

This confirms what NAMA is all about – The transfer of all loans and liabilities currently held by the banks and property developers onto the shoulders of taxpayers before the setting up of NAMA will protect the interests of bankers and developers while leaving generations of taxpayers to clean up the mess with no advantage whatsoever.

A political campaign that's not a political campaign

Now let’s be clear on this – The multi-national American giant Intel is funding a major campaign for a Yes vote in the upcoming Lisbon II referendum but it is not a political campaign.

According to Intel’s general manager, Jim O’Hara, the company is simply putting forward the business case. We don’t want to get into the political debate said Mr. O’Hara as his PR personnel blocked any awkward questions from the media (Irish Independent).

I wonder will the Standards in Public Office Commission (SIPO), on behalf of its political masters, be launching an aggressive investigation into the funding of this political campaign by Intel similar to its investigation into Declan Ganley and Libertas?

Apparently not; SIPO has assured Mr. O’Hara that they have absolutely no issue with foreign multi-nationals flexing their considerable financial muscle to influence domestic politics.

This assurance, we can assume, is strictly reserved for those who support the government point of view.