Revolution – First shots fired?

An AIB branch in Cork was attacked by a man in a suit who threw dozens of eggs at the building. Here’s the full report from RTE.

AIB bank in Cork egged by man in suit

Tuesday, 17 February 2009 13:13

An AIB branch in Cork literally has egg on its face after it was hit by a man in a suit.

AIB has said it does not know the identity of the man who threw dozens of eggs at its regional offices and branch on the South Mall in Cork city around 11.30 today.

The well-dressed man stood on the street and brought traffic to a halt for a number of minutes as he threw eggs from a cardboard box at the building.

He disappeared shortly afterwards, leaving the empty box behind him.

An AIB spokeswoman confirmed the incident, but said the man did not come into the building.

The spokeswoman said AIB did not know who the man was or why he threw the eggs at the building.

She said the bank would not be making a complaint to the gardaí.

Someone to watch over us

From Times Online

G7 ministers ‘must help struggling Ireland’

Simon Johnson, former IMF chief economist, says country must not be next Iceland

Simon Johnson, the former chief economist of the International Monetary Fund (IMF), called for this weekend’s meeting of G7 finance ministers to put Ireland’s troubles at the top of the agenda.

His comments come as the cost of buying insurance against Irish government bonds soared to a new record high on Friday, having almost tripled in the space of a week. Debt market investors now rank Ireland as the most troubled economy in Europe.

Johnson said: “A key warning sign just moved from orange to red. The G7 ministers of finance and central bank governors need to focus on this problem during their discussions (this weekend). What is the strategy for Ireland? Does the European Union come in to help? Is this a job for the IMF?

“Just don’t, please, tell me more about the ‘basic principles’ of financial reform unless and until you have addressed the ‘Irish problem’. And don’t tell me, ‘the Irish have to sort this out for themselves’. Eventually, the world always comes to help; check your notes on Iceland. It’s much better and much cheaper to come in early and decisively.

“We need a plan of action for Ireland, and we need it now. What we don’t need is another Iceland-type situation.”

Following the scandal at Anglo Irish Bank over undisclosed loans, the market fears there are more hidden problems which could ultimately fall to the state to resolve.

The Irish government has stated that it needs to borrow €20 billion this year. Gross debt as a percentage of the country’s gross domestic product, which was just 24.8% in 2007, will increase to 53% this year and 62% in 2010. These figures assume no worsening in the country’s finances.

The cost of insuring Irish debt hit 350 basis points on Friday, meaning that for every €100 of debt it would cost €3.50 to insure against default. A year ago it would have cost 10c to insure every €100 of Irish debt.
Insuring Greek debt against default costs about 250 basis points, while Italian debt insurance costs about 170 basis points. UK debt insurance, which has also spiked considerably, costs about 150 basis points.

Debt-market experts said any potential debt default in Ireland was still considered to be a long way off, but the problem would have to be addressed at some point.

One strategy being discussed by analysts as a possible solution would see Germany buy billions of euros of Irish government debt through a fund set up by the European Central Bank.

“I don’t expect Ireland to default, but it’s clear that something has to happen,” said one credit strategist at a large investment bank.

Fears of sovereign default are rising around the world. The IMF has warned that its pot of emergency funds to bail out troubled economies could run dry within months.

The organisation, funded primarily with contributions from the US and Europe, is thought to be in talks with China about securing a $50 billion (€38.8 billion) loan to shore up its coffers. However, talks could stumble over conditions attached to the deal.

A further $50 billion is expected to come from a Middle Eastern consortium, led by Saudi Arabia. The members of the G7 would also be expected to pledge about a further $100 billion as part of any refinancing deal.

Johnson worked at the IMF from March 2007 until August 2008 on leave from the Sloan School of Management at the Massachusetts Institute of Technology. He is considered an expert on economic crises. He has worked on crisis prevention and economic growth.

Ignoring that sinking feeling

Ok, the movie plot is a bit fantastic, a bit over the top, but still, very entertaining.

Editor of the Sunday Independent, Aengus Fanning, plays a powerful but gullible passenger on the Titanic. He’s fawning over the captain, played by AIB boss, Eugene Sheehy, during dinner.

Both men are so engrossed in their own realities they fail to notice that the ship is sinking, that the trapped steerage passengers are panicking as the rich and powerful take to the lifeboats.

See here for an exclusive Public Inquiry preview.

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Aengus Fanning

The slide into oblivion continues

Enda Kenny has called on (invited?) the board of the Financial Regulator to resign.

John Gormley has promised that the bankers will go to jail and that Ireland will have the most comprehensive regulatory system in the world.

IBEC Director General Turlough O’Sullivan said he believed bankers were guilty of greed and criminality and should be made to face the consequences.

Brian Cowen has also said that justice will be done, that rogue bankers will be brought to account.

It’s all about sending messages to the international community to convince them that Ireland is not the corrupt banana republic it really is.

But methinks the gentlemen are a mite too late – about 50 years too late. The game is up; the international community can see exactly what we are.

But maybe, just maybe, there’s hope. If these gentlemen, somehow, miraculously, managed to see the reality of the situation they might realise that the absolute minimum action required is as follows.

The immediate sacking and arrest of the entire board of the Financial Regulator (Even if only for the optics).

The immediate arrest of former Financial Regulator, Patrick Neary, and the cancellation of his grotesque pay off.

The immediate arrest of Sean Fitzpatrick, Gillian Bowler and Denis Casey on suspicion of fraud (Economic treason could be added later).

This is the absolute minimum signal required if Ireland is to have any hope of convincing the international community that we are serious about rooting out the rot that has infected our country for decades.

There is, of course, no hope of this happening because these gentlemen live in a fantasy world where they genuinely believe that Ireland is a normal democratically accountable state.

The slide into oblivion continues.

Justice – At some point in the far future

Daniel McConnell has a very good analysis of the Anglo Irish Bank/Irish Life and Permanent fraud in today’s Sunday Independent.

Here’s a snippet that gives us a clue as to how far Ireland is away from taking real action against white collar criminals.

“The regulator said the transactions were “completely unacceptable” and that its investigators have been asked “to complete their work as a matter of extreme urgency”. Then the Director of Corporate Enforcement confirmed that Irish bankers could face jail and that actions by senior people in Anglo Irish Bank appear to be “illegal.”

‘A matter of extreme urgency’ for an Irish regulator would be about, mmm…let’s see, about ten maybe fifteen years.

In a real democracy there would be no ‘could face jail’ or ‘appear to be illegal’. Handcuffs would have been applied immediately.

How business is done – in a banana republic

Lenihan says he didn’t tell Cowen about the €7 billion transfer from Irish Life and Permanent into Anglo Irish Bank so that covers Cowen.

We’re told that officials didn’t tell Lenihan about the relevant sections of the Price Waterhouse Cooper report so that covers Lenihan.

The officials are anonymous and unaccountable so that coves them.

If the pressure becomes too much a token official will be asked to retire with a lotto sized pension and golden handshake.

If that official possesses sensitive information he will be give a massive bribe to keep his mouth shut – just like the €202,000 bribe given to former Financial Regulator, Patrick Neary.

This is exactly how government business is done in a banana republic.

Fools believing the fool

Let’s cut to the chase here.

Only a complete idiot would believe Lenihan’s story that he didn’t know about the €7 billion transfer from Irish Life and Permanent into Anglo Irish Bank. Yet, as usual, the Irish media have turned their collective heads away to study the wallpaper.

So far, (I haven’t heard Morning Ireland yet) not a single journalist or commentator has made a serious challenge to Lenihan’s fairy tale. They should be (Like every angry citizen in the country is already doing) treating this fool with the derision he richly deserves as he packs his bags

Media and officialdom

I see Moira Creedon (Irish Times) is agreement with me on the pathetic media reaction to Brian Cowen’s (in) famous speech.

Madam,

I cannot believe the media in this country are so pathetic.

National debt is about to go through the roof — assuming we can actually borrow the money. The private sector is indebted well beyond sustainability. Personal and corporate bankruptcy is forecast to escalate. Bank workers take a pay rise not because they are worth it but because they can. Unemployment is galloping towards the 400,000 mark. Discredited bank directors and regulators retire to play golf on massive pensions.

And the media seem impressed because an incompetent prime minister made a 17-minute speech in recognisable English? No wonder the country is in the current morass. – Yours, etc,

MOIRA CREEDON,

Inchicore Road,
Kilmainham,
Dublin 8.

It really is interesting to observe the extent to which the media, and especially RTE, have seamlessly merged with officialdom.

Banker in denial

“I’m frustrated that the banking sector in Ireland has been tarnished by what has materialised in Anglo Irish”, National Irish Bank (NIB) chief executive, Andrew Healy told the ‘Sunday Business Post’ (Irish Independent).

Clearly, Mr. Healy is totally ignorant of the long and dishonourable record of Irish banking and he’s obviously ignorant of the mafia type operations indulged in by his own bank in the past.

The Anglo Irish Bank scandal is not an isolated case that has brought a previously honest banking industry into dispute. Rather, it is just the latest example of dodgy dealing by Irish bankers who have robbed countless millions from customers and state over many decades.

The Irish financial sector is a totally discredited industry awash with crooks and gangsters. That situation will only change when long jail sentences become the norm; I’m not holding my breadth.

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Andrew Healy